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ACTUAL (serbian only - srb)
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About Us
 Annual Reports
 Awards
  2007
  2008
  2009
  2010
  2011
  2012
 Basic Information on the Bank
 Compliance
  Compliance Policy
  Policy of Komercijalna Banka a.d. Beograd with respect to Money Landry and Terrorism Financing Prevention
  Questionnaire (for clients) on Measures Taken with respect to Money Landry and Terrorism Financing Prevention
 Corporate Responsibility
 Crucial Performance Indicators
 Financial Statements
  Audit Report
  Business Plan Report
   Balance Sheet (off-balance items included)
   Cash Flow Statement
   Income Statement
  Quarterly Unaudited Financial Reports
  Report on the dislocure of date and information
 General Meetings of the Bank’s Shareholders
 General Terms of Operation
  Conditions for placing the deposit and granting overdraft to retail customers, valid until 12/02/2012
  Deposit conditions effective as of 03.09.2012, and retail loan granting conditions as of 01.09.2012
  Deposit conditions effective until 02.09.2012 and retail loan granting conditions until 31.08.2012
  Deposit conditions effective as of 06.10.2012, and retail loan granting conditions as of 01.09.2012
  Deposit conditions effective as of 10.01.2013, and retail loan granting conditions as of 31.01.2013
  Deposit conditions effective as of 18.04.2013, and retail loan granting conditions as of 31.01.2013.
  General Terms of Business – Applied as of September 3, 2010
  Loan approval criteria for retail customers
 Increase of shared capital of Komercijalna Banka a.d.
 Organisation
  Bank’s Management
  Board of Directors
  Executive Board
  Organisational Structure
  Structure of Ownership
 Welcome

Our Network
 ATMs
 Outlets
 POS Terminals

How to Become a Client
 Legal Persons
 Retail clients

Retail Services
 Bankassurance
  Automobile Liability Insurance and Casco Insurance
  Property insurance
  Travel Health Insurance
 Current Account
  Overdrafts
 Foreign Currency Operations
 Foreign Currency Operations
  Exchange Operations
  Foreign Cheques
  Foreign Currency Payments Abroad
  Foreign Currency Pensions
  Money Transfer
  Money Transfer from EU countries
  Western Union
 Loans to Micro Clients
   Bill Discount
   Framework Revolving Loans
   Investment Loans
   KOM-BEL Loans
   Loans Against 100% Deposit
   Micro – Express Loans
   Overdraft Loans
   Short-Term Loans
   Working Capital Loans
   Loans from credit line of European Fund for Southeast Europe (EFSE)
  Micro Business Loans
 Payment Cards
  Advices for Payment Card Safekeeping and Prevention of Misuse
  ATMs
  Charge
   DinaCard Co-branding FK Crvena Zvezda
   MasterCard
   Visa Gold
  Credit Cards
   DinaCard Credit Card
   Visa Revolving Card
  Debit Cards
   DinaCard Classic
   Visa Business
   Visa Classic
   Visa Electron
   Visa Electron Prepaid Gift
  POS terminals
 Renting Safe Deposit Boxes
 Retail Loans
  Car Loans
  Cash and refinancing loans secured by mortgage
  Cash Loans
   Cash Loans
   Cash Loans without currency clause
  Cash loans against deposit
  Consumer Loans
  Consumer loans subsidized by the Serbian Development Fund
  Consumer Loans without currency clause
   Housing loans and loans for refinancing of housing loans insured with the National Corporation without currency clause
   Housing loans and loans for refinancing of housing loans insured with the National Mortgage Insurance Corporation with currency clause
   Housing loans and loans for refinancing of housing loans with currency clause not insured with the National Corporation
   Housing loans and loans for refinancing with currency clause for the Bank’s clients who have the non-resident status
   Housing loans indexed in EUR with the Republic of Serbia’s subcidy
   Housing loans indexed in EUR with the Republic of Serbia’s subsidy – for military personnel
   Housing loans indexed in EUR with the Republic of Serbia’s subsidy – for health care personnel
   Loan for Home Improvement, Adaptation and Reconstruction of Residential Building/Unit
   Mortgage Loans Involving Use of Budget Funds of the Republic of Serbia
   Mortgage Loans Subsidized by the Republic of Serbia
   Possibility to convert the housing loans indexed in CHF into the loans with EURO clause!
  Housing loans and loans for home furnishing and related expenses
  Loans for Insurance and Registration of Vehicles
  Loans for Legalization
  Loans for purchase of business space
  Refinancing loans
  Student Loans
  Subsidized loans
   Cash dinar loans with subsidized interest rate
   Consumer dinar loans with subsidized interest
   Consumer loans with currency clause with subsidized interest
  Tourist Loans
  Web Loans
 Retail Web E Bank
 Savings
  Cricket Savings
  Dinar Savings
  Foreign Currency Savings
  Rental Savings
  School Savings
  Special Offer – savings in CHF
  Special Offer for Saving Deposits
  The World Savings Day 2011
 Securities Operations
  Foreign Currency Savings Bonds
  Investment Units
 SMS service
 Standing Order

Services Rendered to Legal Entities
 Business Payment Cards
  Visa Business
 Credit – Guarantee and Corporate Documentary Operations
  Guarantees and Corporate Documentary Operations
   Bills Discount and Sureties
   Dinar and Foreign Currency Guarantees
   Letters of Credit
  Loans
   Credit Lines
   Loans from the Government of the Republic of Serbia Program
   Long-Term Loans
    Credit Line - Banca Agricola Mantovana, Italy
    Credit Line - Banca Antoniana Popolare Veneta, Trieste
    Credit Line - Bank Austria, Bayerische Hypo Und Vereinsbank
    Credit Line - Bankgesellschaft Berlin A.G.
    Credit Line - Dresdner Bank A.G.
    Credit Line of Hrvatska Banka za Obnovu i Razvitak
    Credit Line of Privredna Banka Zagreb
    Credit Line of the European Agency for Reconstruction (EAR) - Brussels
    Credit Line of the European Investment Bank (EIB) - Luxembourg
    Credit Line of the German Bank, KFW Frankfurt
    Credit Line of The Hungarian Export – Import Bank LTD, Budapest
    Credit Line of the Republic of Italy Government
    Long-Term Loans for Investments and Purchase of Fixed Assets
    Permanent Working Capital Loans
   Micro Enterprises
   Short-Term Loans
    Borrowings under the Corporate Current Account - Overdraft Loans
    Short-Term Loans
   Small and Medium Size Enterprises
 Deposit and Inter-Banks Operations
 Instruments of protection against currency risk
 International Payment Operations through E-Bank
 Loans to SME
   Loans from the Credit Line of the European Fund for Southeast Europe (EFSE)
   Loans from the Credit Line of the Italian Government
  11. Loans from the Credit Line of the European Investment Bank (EIB)
  9. Loans from the Revolving Credit Fund (EAR)
  Credit line for development of energy efficiency
  Framework Revolving Loans
  Investment Loans
  KOM-BEL Loans
  Loans from the Credit line of the European Bank for Reconstruction and Development Credit Line (EBRD)
  Loans from the Credit Line of the European Investment Bank (EIB)
  Loans from the Serbian Government’s Programme
  Loans with 100% Cash Collateral
  Overdraft Loans – 1using proceeds on the basis of allowed current account overdraft by the Bank’s clients
  Short Term Loans
  Working Capital Loans
 Payment Operations
  Domestic Payment Operations
   Opening of the Account
   Permitted Current Account Overdraft
  International Payment Operations
   Collections from Abroad
   Foreign Exchange Collections and Payments in the Country
   Opening of Foreign Exchange Accounts
   Payments to Abroad
 SMS Service

Payment Cards
 Advices for Payment Card Safekeeping and Prevention of Misuse
 ATMs
 Business Payment Cards
  MasterCard Business - debit
  Visa Business - charge
 Charge
  DinaCard Co-branding FK Crvena Zvezda
  DinaCard DIS Co-branding
  MasterCard
  Visa Gold
 Credit Cards
  DinaCard Credit Card
  MasterCard Installment Card
  Visa Revolving Card
 Debit Cards
  DinaCard Classic
  Maestro
  Visa Business
  Visa Classic
  Visa Electron
  Visa Electron Prepaid Gift
  Visa Internet Card
 POS terminals
 Top-up of pre paid mobile phones by payment cards
 Visa Platinum
  Benefits for Visa Platinum cardholders
   Heath Services
   Restaurants
   Shopping
   Sports
   Travelling
  Info Service
  Members of the Komercijalna Banka’s Premium Club
  Members of the Visa Platinum Club Worldwide
  Travel –Health Insurance
  Travel Insurance
  Visa Call Service – Emergency Services

Credit-Guarantee and Documentary Corporate Operations
 Guarantees and Corporate Documentary Operations
  Bills Discount and Sureties
  Dinar and Foerign Exchange Guarantees
  Letters of Credit
 Loans
  Long-Term Loans
   Credit Line - Banca Agricola Mantovana, Italy
   Credit Line - Banca Antoniana Popolare Veneta, Trieste
   Credit Line - Bank Austria, Bayerische Hypo Und Vereinsbank
   Credit Line - Bankgesellschaft Berlin A.G.
   Credit Line - Dresdner Bank A.G.
   Credit Line of Hrvatska Banka za Obnovu i Razvitak
   Credit Line of Privredna Banka Zagreb
   Credit Line of the European Agency for Reconstruction (EAR) - Brussels
   Credit Line of the European Investment Bank (EIB) - Luxsembourg
   Credit Line of the German Bank, KFW Frankfurt
   Credit Line of the Hungarian Export - Import Bank LTD, Budapest
   Credit Line of the Republic of Italy Government
   Long-Term Loans for Investments and Purchase of Fixed Assets
   Permanent Working Capital Loans
  Short-Term Loans
   Borrowings under the Corporate Current Accounts - Overdraft Loans
   Short-Term Loans


Kombank Online
Kombank Online
 E-Bank of Legal Entities
 E-Bank of Legal Entities
  E-bank
   FX Client
    How to Become a User
    Installation
    Most Common Questions
   Hal e bank
    Guidelines for E-Bank Personnel
    How to Become a User
    Installation
    Most Common Questions
   International Payment Operations through E-Bank
  FX Client
   How to Become a User
   Installation
   Most Common Questions
  Hal e bank
   B2B
   Corporate
   How to Become a User
   Installation
   Most Common Questions
   Personal
   Uputstvo
  PlatiMo Service for Corporate Clients
  SMS
  Web E-bank
 E-Bank of Natural Persons
 E-Bank of Natural Persons
  Dina dopuna
  KOBB CA
  mBank
   mBank - Activation
   mBank - Security
  SMS
  WEB E-bank
 International Payment Operations through E-Bank
 Payment for Internet Hours
  How to become a user
  Merchants in the PlatiMo system
  Safety
 PlatiMo Service for Retail Clients
  Instructions on the PlatiMo Service Functionalities
 Pre-paid credit
 SMS Service
 Test Web E-bank

News from the Bank
 Actual
 Archive (Press Releases)
 Overview of market information
 Photo Gallery

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