Rental savings is a special savings product of Komercijalna Banka which enables regular payment of interest in the course of a fixed term deposit duration which will be effected as the payment of a rent, that is, as additional regular income.
The Bank will disburse and transfer interest every month. Interest transfer will be made by crediting demand foreign currency account / passbook.
Applicable interest rates for fixed term deposits of rental savings depending on the deposit term, amount and currency are as follows:
From 4.40-6.10% for EUR deposits
From 2.00-3.35% for USD deposits
Taken deposits of the Bank's retail customers will be maintained in a currency in which they have been deposited without additional indexation.
Get a monthly rent at following terms and conditions:
Currencies for rental term deposits can be only EUR and USD;
Minimum deposit is EUR 1000 (or counter value in USD);
Identification number for rental savings can hold only one deposit;
There is no option for partial payment of principal in the course of term deposit duration;
Liquidation of rental savings deposit account will be allowed by the Bank only in special cases upon the client's written application.
Currency
Maturity
INTEREST RATE
Monthly interest payment
EUR
6 months
4,40% - 4,70%*
12 months
5,10% - 5,40%*
24 months
5,50% - 5,80%*
36 months
5,80% - 6,10%*
USD
6 months
2,00%
12 months
2,75%
24 months
3,00%
36 months
3,35%
* Depending on deposit size
NOTE: Declared interest rates equal effective interest rates and show gross amount on the annual level. The bank shall apply fixed interest rate on fixed-term deposits, with the compound method of calculation.
Foreign Currency Savings Standing Order
Komercijalna Banka appreciates your time and money and has, therefore, with the foreign currency standing order, enabled you to save without coming to the Bank! You only have to choose the amount of money and the time when you want the Bank to make a transfer from your dinar current account to your foreign currency account.