| WORKING CAPITAL LOANS |
| Loan Purpose | - Working capital financing
- Exports financing
- Stock financing
- Financing of claims
- Financing obligations towards suppliers
- Refinancing obligations and loans from other banks
- Refinancing own investments
- Other purposes |
| Loan Amount | Depending on the client's creditworthiness and offered security instruments |
| Currency | - Dinars (without currency clause)
- Dinars with currency clause
- Foreign currency loans (EUR) |
| Interest Rate | Depending on the client's size, cooperation with the Bank, assessment of the client's financial standing and provided security instruments |
| Exchange Rate | NBS middle exchange rate for loan disbursement, repayment of principal and payment of interest |
| Loan Repayment Term | - Up to 60 months (up to do 18 months for dinars without currency clause)
- Grace period up to 12 months |
| Manner of Repayment | Monthly annuities |
