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INVESTMENT LOANS
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Loan Purpose
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- Purchase of equipment, machines and vehicles
- Purchase and construction of business premises
- Refinancing investment loans
obtained from other banks
- Refinancing own investments
- Legalization of constructed
buildings
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Loan Amount
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Depending on the client’s creditworthiness and
offered security instruments
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Currency
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- Dinars with currency clause
- Foreign currency loans (EUR)
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Interest Rate
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Depending on the client’s size,
cooperation with the Bank, assessment
of the client’s financial standing and provided security instruments
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Exchange Rate
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NBS middle exchange rate for loan
disbursement, repayment of principal and payment of interest
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Loan Repayment Term
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- Up to 96 months
- Without grace period for purchase of
vehicles
- Grace period up to 6 months for purchase of
equipment and machines, purchase of business premises and legalization of
constructed buildings
- Grace period up to 12 months for the
construction of business premises
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Manner of Repayment
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Monthly / Three-month annuities
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