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CREDIT LINE OF EUROPEAN BANK FOR
RECONSTRUCTION AND DEVELOPMENT
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Loan
beneficiaries
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- Small, medium and large enterprises
according to EU standards (less than 250 employees, annual turnover up to EUR
50 million)
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Loan purpose
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- Financing of working assets
- Export financing
- Inventory financing
- Receivable financing
- Purchase of equipment, machinery,
vehicles
- Purchase, construction of business
space
- Refinancing of own investment
realized in previous 12 months
- Other purposes
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Loan amount
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- According to creditworthiness,
minimum loan amount EUR 200.000,00, maximum loan amount EUR
1.500.000,00
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Interest rate
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- Depending on client size, level of
its cooperation with the bank, assessment of financial standing of the client
and offered collaterals
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Loan repayment
term
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- Up to 48 months (grace period
included) for working assets loans
- Up to 60 months (grace period
included) for investment loans
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Grace period
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- Up to 9 months for working assets
loans
- Up to 12 months for investment loans
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Loan repayment
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- In monthly / quarterly instalments
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Security
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- In line with the Bank’s Business
Policy, and depending on client’s creditworthiness
- Concerning loans with term structure
that does not exceed 24 months, the client must provide mortgage on property
of value, quality, location and registration schedule acceptable for the
bank.
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