Kombank Agrar Loans for Investments

Komercijalna banka provided for you the loans for investments and permanent working assets with a wide variety of financing purposes.

 

Kombank Agrar Loans for Investment and Permanent Working Assets
 

KOMBANK AGRi loans for investments and permanent working funds

PURPOSE

  • Financing of permanent working funds:

ü  working capital required for the organization of production on land that is leased for a longer period of time

ü  For oxen fattening

ü  Payment of land lease for a period longer than one year

ü   

ü  Purchase of agricultural machinery and equipment (new and used)

ü   

ü  Purchase of vehicles (for business purposes)

ü   

ü  Making greenhouse plastic

ü  Construction of greenhouse

ü  Purchase of irrigation system

ü  Purchase of primary and parent herd and flock

ü   

ü  Perennial crops

ü   

ü  Refinancing loans with other banks

ü   

ü  Refinancing own investments made during the period of maximum 6 months before applying

Currency

RSD no currency clause  

RSD with currency clause

REPAYMENT TERM

Up to 36 months – RSD with no currency clause    

Up to 84 months – RSD with currency clause

Up to 36 months for permanent working funds

GRACE PERIOD

Up to 6 months for purchase of machinery and equipment

Up to 12 months for other purposes

  Up to 24 months for cultivation of perennial crops

repayment term

Monthly/quarterly/semi-annual annuities or instalments

NOMINAL INTEREST RATE*

  • 18.50% - 22.00% annually – RSD no currency clause
  • 9.45% - 12.45% annually – RSD with currency clause    

FRONT-END FEE *

1% - 2% on approved amount of the loan, one-time

LOAN AMOUNT  

  Min. EUR 1.000 in RSD equivalence 
  Max.according to the creditworthiness

COLLATERAL

Depending on borrower’s creditworthiness


* Interest rate and fee depend on the size of the farm