Kombank Aktiv Set

Kombank Aktiv set is intended for the employed customers with regular monthly income who use majority of products of Komercijalna banka. In addition to standard products and services, we made a great effort to expand our offer and in doing so to tailor the products and services to everyday needs of our clients.

 

Services and products within Kombank Aktiv set are as follows:

• current account,

• foreign currency account,

• debit card(Visa PayWave),

• electronic services (eBank, mBank, SMS) and

• standing orders.

 

Insurance:

 

Insurance against financial losses resulting from misuse of payment card Visa PayWave and other risks (Secure wallet), along with the insurance against the unlawful use of a mobile phone / SIM card, include the coverage in case of:

  • abuse of unlawfully seized card,
  • skimming*,
  • unlawful appropriation of personal documents together with an insured card,
  • the costs of blocking and replacement of payment card and
  • illegal use of a mobile phone / SIM card by third parties.

 

*Skimming is a process of copying the magnetic record from a card magnetic stripe, which is directly linked to the theft of data from the card when it was used in a lawful transaction and utilization of duplicate of the card without the knowledge or consent of the cardholder and the card issuer.

Illegal use of a mobile phone / SIM card implies the expenses incurred by calls made by the third party that unlawfully uses a mobile phone / SIM card, over the period of 24 hours prior to reporting the theft to police and the network provider (which then blocks the SIM card).

 

Insurance against accidents involves the contracted coverage for:

  • permanent disability from 50% to 100% as a result of an accident, and
  • death as a result of an accident.

 

Overdraft:

  • approval period up to 24 months,
  • 3 p.p. lower interest rate (28.75% p.a.)

 

More favourable exchange rate for purchase and sale of foreign currencies:

The users of Kombank Aktiv Set have the possibility to purchase and sell EURO via e-bank at the most favourable exchange rate in the market.

 

Credit cards and cards allowing deferred payment:

Visa Revolving credit card or MasterCard Instalment credit card or deferred payment MasterCard Standard card – one of the above cards can be in the set with no charge for the annual membership.

 

Cheques:

Issuance of the first 5 cheques with no fee charged.