Kombank Start Set

Kombank Start Set is the Bank’s package of products and services, specifically designed to meet the needs of young population, from 18 to 27 years of age. The users of Set are enabled to enjoy the products and services of Komercijalna banka without the costs of monthly maintenance.

At the time of applying for this package of services, a client should be younger than 27 years of age.







Services and products within Kombank Start Set are the following:

• current account,

• foreign currency account,

• debit card(Visa PayWave),

• electronic services (eBank, mBank, SMS) and

• standing orders.



Insurance against financial losses resulting from misuse of payment card Visa PayWave and other risks (Secure wallet), along with the insurance against the unlawful use of a mobile phone / SIM card, include the coverage in case of:

  • abuse of unlawfully seized card,
  • skimming*,
  • unlawful appropriation of personal documents together with an insured card,
  • the costs of blocking and replacement of payment card and
  • illegal use of a mobile phone / SIM card by third parties.

*Skimming is a process of copying the magnetic record from a card magnetic stripe, which is directly linked to the theft of data from the card when it was used in a lawful transaction and utilization of duplicate of the card without the knowledge or consent of the cardholder and the card issuer.

Illegal use of a mobile phone / SIM card implies the expenses incurred by calls made by the third party that unlawfully uses a mobile phone / SIM card over the period of 24 hours prior to reporting the theft to police and the network provider (which then blocks the SIM card).


More favourable exchange rate for purchase and sale of foreign currencies:

Users of KombankStart Set have the possibility to purchase and sell EURO via e-bank at the most favourable exchange rate in the market.


Pre-paid card:

Debit card for young people (One&Only) – without issuance fee.