Loans for Current Assets from LEDIB Credit Line

In cooperation with the Government of the Kingdom of Denmark, within the Program for local economic development in the Balkans, Komercijalna banka prepared loans for current assets with repayment period of up to 24 months.
The loans from this Program are granted to farmers registered on the territory of Nišava, Jablanica, Pčinja, Toplica and Pirot district.

 

Loans from the Program for Local Economic Development in the Balkans

LOANS FROM THE PROGRAM FOR LOCAL ECONOMIC DEVELOPMENT IN THE BALKANS – LEDIB PROGRAM

Purpose

- financing of current assets

Currency

-RSD

-RSD with currency clause in EUR

Nominal interest rate

- for loans in RSD: NBS reference rate +4p.p.

- for loans in RSD with a currency clause in EUR: 7,5%

Loan repayment period (includes grace period)

up to 24 months for current assets, and regardless of purpose, the final repayment deadline is 31.12.2018

Drawdown

one-off payment

Grace period

up to 3 months for current assets loans

Loan repayment

- for loans in RSD in monthly installments

- for loans in RSD with currency clause in monthly annuities

Exchange rate

When disbursing the loan, at NBS purchasing rate for EUR on the day of disbursement

During repayment, at NBS selling rate for EUR on the date of payment

Loan amount

- depending on the client’s creditworthiness

- maximum amount of loan EUR 50.000,00 in RSD equivalent

Collateral

depends on the client’s creditworthiness and repayment period