Loans from the Program for Local Economic Development in the Balkans - LEDIB PROGRAM

In cooperation with the Government of the Kingdom of Denmark, within the Program for local economic development in the Balkans, Komercijalna banka prepared loans for investments with repayment period of up to 60 months.
Loans from this Program are granted to the farmers registered on the territory of Nišava, Jablanica, Pčinja, Toplica and Pirot district.

 

Loans from the Program for Local Economic Development in the Balkans

LOANS FROM THE PROGRAM FOR LOCAL ECONOMIC DEVELOPMENT IN THE BALKANS – LEDIB PROGRAM

Purpose

- investments

Currency

-RSD

-RSD with currency clause in EUR

Nominal interest rate

- for loans in RSD: NBS reference rate +4p.p.

- for loans in RSD with currency clause in EUR: 7,5%

Repayment period (includes grace period)

Up to 60 months for investments,

provided that, regardless of the purpose of the loan, the final repayment deadline is 31.12.2018

Drawdown

one-time

Grace period

Up to 12 months for investment loans

Loan repayment

- for loans in RSD in monthly installments

- for loans in RSD with currency clause in monthly annuities

Exchange rate

When disbursing the loan, at NBS purchasing rate for EUR on the day of disbursement

During repayment, at NBS selling rate for EUR on the date of payment

Loan amount

- depending on the creditworthiness of the client

-maximum loan amount EUR 50.000,00 in RSD counter-value

Collateral

Collateral will depend on creditworthiness of the client and loan repayment period