Online Dinar Cash Loans

If you receive a salary / pension through your account at Komercijalna Banka and you are the user of an eBank account, you have the option, without going to the Branch office, to start online the process of receiving cash loans. From now on, you can adjust your leisure time with the need to take a loan by completing the application and submitting the necessary online documentation. This way you will save time and money, because the online cash loan fee is only 1%, and it’s enough to do the following:

 

  1. Under the KOMeCENTAR / Online loan application, check your eBank account for the recommended offer* of a Dinar Cash Loan;
  2. Collect the requested documentation;
  3. Submit an online loan application according to your needs and attach the scanned / photo documentation;
  4. Wait for an answer about the outcome of the loan approval process;
  5. Sign the contract documents at the Bank’ Branch of your choice.

 

 

For all questions and dilemmas, please contact our Digital Branch (by phone, e-mail, chat or video chat) every working day from 9 am to 9 pm and Saturday from 9 am to 4 pm.

 

*The recommended offer is only available to customers who fulfil the online loan prerequisites based on the available information that the Bank has.

 

 

Online Dinar Cash loans, terms and example

ONLINE DINAR CASH LOANS

CLIENT TYPE  

BANK’S CLIENTS

LOAN AMOUNT

Up to the level of creditworthiness of the loan applicant,

and max up to RSD 500.000,00

AGREED CURRENCY  

Dinar loan

REPAYMENT TERM

Up to 36 months

NOMINAL INTEREST RATE,

PER ANNUM          

From 7.95% to 9.95%, fixed

BANK FEE (% OF LOAN AMOUNT)

1%

COLLATERAL          

Two blank promissory notes of the loan applicant

REPAYMENT TERM

Monthly in dinars

EXAMPLE:

ONLINE DINAR CASH LOANS

CLIENT TYPE    

BANK’S CLIENTS

LOAN AMOUNT  

RSD 300.000,00

REPAYMENT TERM

36 months

NOMINAL INTERES RATE,

ANNUAL

9.95%, fixed

BANK FEE (% OF LOAN AMOUNT)

1% (RSD 3.000,00)

MONTHLY ANNUITY

RSD 9.673,12

TOTAL LOAN AMOUNT WITH INTEREST

RSD 348.232,32

EFFECTIVE INTEREST RATE

11.27%

OTHER COSTS INCLUDED IN THE CALCULATION OF EFFECTIVE INTEREST RATE

COSTS OF OBTAINING CREDIT BUREAU

REPORT

RSD 246,00

COSTS OF PROMISSORY NOTES’S ISSUE

RSD 100,00

Calculation made on 07.09.2018

 

*Representative example is calculated for regular clients of the Bank who receive their income through the account in Komercijalna Banka.

**The actual conditions of lending depend on the internal segmentation of the Bank’s clients. Please refer to the Bank’s digital office for the loan calculation - KOMeCENTAR T: 19939 | M:komecentar@kombank.com