Short-Term Loans

Short-Term Loans

SHORT-TERM LOAN

Purpose of loan

- financing working capital

- financing current liquididy

- financing export

- refinancing liabilities and loans in other banks

- other purposes

Currency

- RSD (without currency clause)

- RSD with currency clause

- FX loan (EUR)*

Repayment period

up to 12 months

Grace period

up to 3 months

Repayment method

monthly annuity

Nominal interest rate

for RSD loan (without currency clause): 1.55%-1.65%** monthly, variable

for RSD loan with currency clause and FX loan (EUR): 0.90%-1.05%** per month, variable

Security

security depends on the client’s creditworthiness

Exchange rate

NBS middle exchange rate for disbursement of loan, repayment of principal and calculation of interest

Disbursement

one-off payment into the client’s account with Komercijalna banka

Amount

depending on the client’s creditworthiness and collaterals provided


*In accordance with the Law on FX Transactions
**Interest rate depends on the level of revenue