Student loans

Better funding conditions during the schooling!

 

We in Komercijalna banka, as socially responsible company, believe that the education is the best investment in one’ future.

That is why we created for you the special purpose loans for students with even more favourable conditions!

 

Why the student loans are the right choice for support during the schooling:

 

• These are dinar consumer loans specially designed for paying tuition fees charged by the state and private faculties, as well as secondary schools;

• They do not require the transfer of personal income to Bank’s current account;

• Clients who do not have their salaries paid through the current account with our Bank are obliged to make annuity payments through an administrative ban;

• Loans are approved on the basis of pro-forma invoice of the state and private faculties and secondary schools that can be made out to student and secondary school student or to members of the immediate family (parents, spouses, brothers, sisters...).

 

This special offer is valid until 24 August 2019 and is just the right opportunity to finance the costs of schooling at more favourable conditions!

 

Secondary school students and the students, aged between 18 and 27, for whom the Bank finances the education, have the possibility of free usage of the exceptionally comprehensive set of products and services Kombank Start current account.

 

DINAR CONSUMER LOANS - STUDENT LOANS

CLIENT TYPE

FOR ALL CLIENTS

LOAN AMOUNT

Up to the value of the pro forma invoice, and max up to RSD 1.500.000,00

LENDING CONTRACT CURRENCZ

Dinar loan    

REPAYMENT TERM

Up to 36 months

NOMINAL INTEREST RATE,

AT THE ANNUAL LEVEL

7.95%, fixed

BANK FEE

No fee

COLLATERAL

Blank promissory note of the borrower

LOAN REPAYMENT

Monthly in dinars      

 

EXAMPLE:

DINAR CONSUMER LOANS – STUDENT LOANS          

LOAN AMOUNT

RSD 300.000,00

REPAYMENT TERM

36 monts

NOMINAL INTEREST RATE,

AT THE ANNUAL LEVEL

7.95%, fixed

BANK FEE

No fee

MONTHLY ANNUITYY

RSD 9.393,99

TOTAL LOAN AMOUNT WITH INTEREST

RSD 338.183,64

EFFECTIVE INTEREST RATE

8.31%

OTHER COSTS INCLUDED IN CALCULATION OF EFFECTIVE INTEREST RATE

COSTS OF OBTAINING CREDIT BUREAU REPORT    

RSD 246,00

COSTS OF ISSUING PROMISSORY NOTE

RSD 50,00

Calculation made on 28.08.2018