Working Capital Loans

Working Capital Loans

WORKING CAPITAL LOANS

Purpose of loan

- financing working capital

- financing supplies

- financing receivables

- financing export

- refinancing liabilities and loans in other banks

- other purposes

Currency

- RSD with currency clause

- FX loan (EUR)*

Repayment period

- from 13 to 48 months

Grace period

up to 3 months

Method of repayment

monthly annuities

Nominal interest rate

11.25%-13.25%** per year, variable, for loans with currency clause and for FX loans

Exchange rate

NBS middle exchange rate for disbursement of loan, repayment of principal and calculation of interest rate

Amount

depending on the client’s creditworthiness and collaterals provided

Security 

 security depends on the client’s creditworthiness


*In accordance with the Law on FX Transactions
**Interest rate depends on the level of revenue.