Loans for Current Assets from EFSE Credit Line

In cooperation with the European Fund for Southeast Europe Komercijalna banka has prepared loans for current assets with repayment period of up to as much as 24 months.

 

Loans for Current Assets from EFSE Credit Line

LOANS FOR CURRENT ASSETS FROM EFSE CREDIT LINE

Purpose

- financing of current assets and permanent working capital

- financing of current liquidity

- refinancing of own investments made over the period of maximum 6 months prior to filing the application

- refinancing of loans and liabilities with other banks

Currency

RSD with currency clause

Nominal interest rate *

From 8,95% to 10,45%

Loan repayment period

Up to 24 months from the date of loan disbursement

Drawdown

In a single lump sum

Loan repayment

According to the purpose of the loan and production cycle:

- one-time (for loans with repayment period of up to 12 months)

                                      or

- in monthly /three-month /six-month annuities for loans of up to 24 months

Exchange rate

Middle exchange rate of NBS for loan disbursement, repayment of principal and calculation of interest

Loan amount

Depending on creditworthiness of the client

- minimum loan amount EUR 1.000,00, maximum loan amount EUR 100.000,00 in RSD counter-value

Collateral

Collateral depends on creditworthiness of the client


* Interest rate depends on the size of the farm