Loans from the Credit line of the European Bank for Reconstruction and Development Credit Line (EBRD)

Credit Line of European bank for Redonstruction and Development

CREDIT LINE OF EUROPEAN BANK FOR RECONSTRUCTION AND DEVELOPMENT

Loan beneficiaries

- Small, medium and large enterprises according to EU standards (less than 250 employees, annual turnover up to EUR 50 million)

Loan purpose

- Financing of working assets

- Export financing

- Inventory financing

- Receivable financing

- Purchase of equipment, machinery, vehicles

- Purchase, construction of business space

- Refinancing of own investment realized in previous 12 months

- Other purposes

Loan amount

 

- According to creditworthiness, minimum loan amount EUR 100.000,00

Interest rate

- Depending on client size, level of its cooperation with the bank, assessment of financial standing of the client and offered collaterals

Loan repayment term

- Up to 48 months (grace period included) for working assets loans

- Up to 60 months (grace period included) for investment loans

Grace period

- Up to 9 months for working assets loans

- Up to 12 months for investment loans

Loan repayment

- In monthly / quarterly instalments

Security

- In line with the Bank’s Business Policy, and depending on client’s creditworthiness  

- Concerning loans with term structure that does not exceed 24 months, the client must provide mortgage on property of value, quality, location and registration schedule acceptable for the bank.