Loans from the program for local economic development in the Balkans - LEDIB Program

Loans from this program are approved to micro clients with registered seat on the territory of Nišava, Jablanica, Pčinj, Toplica and Pirot District.

Working Capital Loans from the Program for Local Economic Development in the Balkans - LEBID Program

WORKING CAPITAL LOANS FROM THE PROGRAM FOR LOCAL ECONOMIC DEVELOPMENT IN THE BALKANS – LEDIB PROGRAM

Purpose

 

- financing working capital

Currency

-RSD

-RSD with currency clause in EUR

Nominal interest rate

- for RSD loans: NBS reference rate +4p.p.

- for RSD loans with currency clause in EUR: 7,5%

Repayment period (including grace period)

Up to 24 months

Provided that the final repayment date, regardless of purpose, must be by 31.12.2018

Drawdown

One-off payment

Grace period

Up to 3 months

Repayment

- for RSD loans in monthly installments

- for RSD loans with currency clause in monthly annuities

Loan amount

- depending on client’s creditworthiness

-maximum amount of loan EUR 50.000,00 in RSD counter-value

Collateral

Collateral depends on the client’s creditworthiness and repayment period